#spending

Are you an impulsive buyer?

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Do you often drag yourself into impulsive buying?   “An impulse purchase or impulse buying is an unplanned decision to buy a product or service, made just before a purchase.One who tends to make such purchases is referred to as an impulse purchaser or impulse buyer. Research findings suggest that emotions and feelings play a … Read more

Making a simple budget to improve your personal finances

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  Making a simple budget to improve your finances. This is an important step in reaching your financial goals and financial independence I am sure there will be many among us who have never actually attempted to make a budget or even noted down their expenses on a daily basis. Many of us would have … Read more