Wealth Samurai What Are Financial Mistakes? Financial mistakes are poor money decisions that damage long-term wealth building and create unnecessary stress. They’re actions or habits that seem harmless initially but compound into major problems over time. The most common mistake is living paycheck to paycheck, regardless of income level. People earning ₹30,000 and ₹150,000 both fall into … Read more
What’s The Point Of Saving Money? Most people save money for the wrong reasons. They think it’s about being responsible or preparing for some distant future that might never come. That’s backward thinking. Saving money is about buying freedom today, not tomorrow. Every dollar saved is a vote for future flexibility. It’s purchasing the ability … Read more
What Does Financial Freedom Really Mean? Financial freedom sounds like one of those buzzwords thrown around by Instagram influencers selling courses. Here’s the uncomfortable truth: most people confuse financial freedom with having tons of money. They’re not the same thing. Economic freedom means your money works harder than you do. For example, Shyam, a teacher … Read more
I still cringe thinking about my first year of investing. Armed with a little bit of knowledge (dangerous), a lot of enthusiasm (misguided), and some money I’d saved up (soon to be less), I dove headfirst into the investing world. Let’s just say mistakes were made. Expensive ones. If you’re just starting your investing journey, … Read more
Chasing financial freedom feels like training for a marathon you signed up for after three glasses of wine. Exciting at first, but somewhere around mile 15, you’re questioning all your life choices. I’ve been there. The spreadsheets lose their sparkle. The budget feels like a prison. And those friends posting vacation pics from places you … Read more
Ever noticed how some people seem to make money while they sleep? Yeah, I used to roll my eyes at that concept, too. But after years of trading hours for dollars and watching my bank account perform its monthly disappearing act, I finally got serious about building passive income streams. Let me tell you—it’s been … Read more
From one’s point of view, there can be different stages in life concerning money. Remember, this is only perspective – in general for a common man. As one goes through different stages in life, the financial condition & goals are likely to change. They cannot stay constant over their entire lifespan. What holds good for … Read more
Financial independence is not rocket science, after years of trial and error (and some embarrassing money mistakes), I’ve figured out what works. Let’s cut through the noise and get real about this. Make Friends with Your Money (AKA Budgeting) Notice how your money tends to vanish into thin air? I’ve Been there. I used to … Read more
Financial freedom is that elusive state everyone seems to be chasing but few really understand. Between social media “finance gurus” selling courses and your relatives giving outdated advice, it’s hard to know what’s true. Let’s bust some myths and get real about what financial freedom actually looks like. Myth 1: You Need a Six-Figure Income … Read more
Let’s have an honest conversation about wedding planning and I mean really honest. After watching three of my closest friends plan their weddings last year (and making plenty of mistakes with my own), I’ve seen how money stress can turn that dream day into a nightmare. Here’s the financial advice I wish someone had given … Read more